Legal

Disclaimer

ProfitByFriday.com  ·  Last updated: April 2026

Most disclaimers exist to protect a publication from its own promises. Ours exists for a different reason — because we genuinely believe no publication should be making decisions for you. We teach frameworks. You make the call. That distinction matters more than any legal paragraph below.

Read this before reading anything else we publish

Important

All content published by ProfitByFriday — including The Friday Flash, The Friday Report, The Boring Legacy Report, this website, and any associated communications — is for educational and informational purposes only. It does not constitute financial advice, investment advice, trading advice, or any recommendation to buy or sell any security. Nothing published here should be relied upon as the basis for any investment decision.

You are solely responsible for your own investment decisions. Before making any financial decision, you should conduct your own independent research and, where appropriate, seek the advice of a qualified financial adviser licensed in your jurisdiction.

What ProfitByFriday is

ProfitByFriday is an independent stock analysis publication. The editor applies the CLEAR Framework and a multi-lens analytical review system to identify mid-cap stocks that meet a defined set of technical and fundamental criteria.

The analysis published here represents the personal opinions of the editor at the time of publication. It is educational in nature — designed to demonstrate how a framework-based approach to stock analysis works, not to direct readers toward any particular investment action.

We teach you how to think about stocks. We do not tell you what to do with your money. That decision is always yours.

No financial adviser relationship

Subscribing to any ProfitByFriday publication does not create a financial adviser and client relationship of any kind. The editor is not a licensed financial adviser, broker, dealer, or investment professional in any jurisdiction.

The CLEAR Framework, the 10-Business-Angle Review, the Market Pulse indicator, watchlist stocks, entry triggers, stop levels, and position sizing guidance are all educational tools — frameworks for thinking about risk and reward. They are not personalised financial advice tailored to your individual circumstances, financial situation, objectives, or risk tolerance.

Investment risk

Investing in stocks and financial markets involves significant risk. The value of investments can fall as well as rise. You may get back less than you invest. Past performance — including any watchlist stocks that reached their targets — is not a reliable indicator of future results.

Mid-cap stocks, which form the primary focus of this publication, carry additional risks compared to large-cap equities, including lower liquidity, higher volatility, and greater sensitivity to market conditions. Readers should be fully aware of these risks before acting on any analysis published here.

The 10-Business-Angle Review

The 10-Business-Angle Review is an internal editorial review system used by ProfitByFriday to evaluate stocks through multiple independent analytical lenses. It is not affiliated with, endorsed by, or connected to any named individual, living or deceased. References to investment philosophies within the framework are for educational purposes only.

Editor's personal holdings

The editor of ProfitByFriday may hold personal positions in stocks discussed in this publication, including stocks on the CLEAR watchlist and holdings in the Boring Legacy DCA portfolio. Where the editor holds a position in a stock being discussed, this reflects a personal investment decision made independently of the publication's editorial content.

The editor's personal holdings do not constitute a recommendation for readers to take the same position. Readers should make their own independent assessment of any stock before investing.

Accuracy and timeliness

While every effort is made to ensure the accuracy of information published, ProfitByFriday makes no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, or suitability of any information published.

Stock prices, market conditions, earnings figures, and company fundamentals change continuously. Information that was accurate at the time of publication may become outdated quickly. Readers should always verify information independently before making any decision.

Third-party information

ProfitByFriday may reference data from third-party sources including but not limited to stock screeners, financial data providers, and publicly available company filings. We do not control the accuracy or completeness of third-party data and accept no responsibility for errors or omissions originating from external sources.

Any links to third-party websites are provided for convenience only. We do not endorse, sponsor, or accept responsibility for the content of any external site.

Limitation of liability

To the fullest extent permitted by applicable law, ProfitByFriday and its editor shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising from or in connection with your use of this publication or reliance on any content published here — including but not limited to investment losses, trading losses, or loss of profit.

Your use of this publication is entirely at your own risk.

No signal service

ProfitByFriday is not a signal service, copy-trading service, or managed investment service of any kind. The fact that the editor applies the CLEAR Framework to his own investment decisions does not constitute a signal, recommendation, or instruction for subscribers to mirror those decisions. All analysis is published for educational purposes only.

Jurisdiction

This publication is made available to readers internationally. It is your responsibility to ensure that accessing and using this publication complies with the laws and regulations applicable in your jurisdiction. This disclaimer is governed by and construed in accordance with the laws of Singapore.

Questions

If you have any questions about this disclaimer or the nature of what we publish, please use our contact page and we will respond promptly.

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